Financing
Furnish the home you want, on a timeline that works.
Allure Furniture offers financing through Synchrony, one of the country's largest consumer financing providers. Apply in minutes, use your approved credit across the showroom, and pay over time.
Financing Through Synchrony
Allure Furniture partners with Synchrony to offer consumer financing on showroom purchases, including furniture, mattresses, custom orders, and home decor. Financing is arranged in the showroom or by phone, and our team walks you through current plans and promotional terms before you apply.
Synchrony
Buy what you love with financing that fits your budget.*
- Flexible payment options
- Promotional financing options
- Thousands of retailers nationwide
- 24/7 online account management and easy access with the mobile app
*Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.
How It Works
1. Find Your Pieces
Shop the showroom or work with an Design Center designer to build your order. Knowing your approximate total helps our team recommend the right financing plan.
2. Apply in Minutes
The Synchrony application takes a few minutes in the showroom or over the phone, and most decisions are returned quickly. Prequalification options may be available that check eligibility without affecting your credit score.
3. Use Your Approved Credit
Once approved, your credit applies to in-stock pieces, custom orders, mattresses, and accessories at Allure. Promotional plans, when available, let qualifying purchases be paid over a set period.
4. Manage Payments Online
Payments are made directly to Synchrony through their online portal, app, phone, or mail. Most plans allow early payoff without penalty.
What You Can Finance
- In-stock furniture and floor models
- Custom orders, including build-to-order upholstery
- Mattresses from Tempur-Pedic, Stearns & Foster, and MLily
- Rugs, lighting, and home decor
- Montage protection plans added to a qualifying purchase
Frequently Asked Questions
Will applying affect my credit score?
Synchrony offers prequalification in many programs that uses a soft credit check with no impact on your score. Completing a full application involves a hard inquiry. Our team will explain what applies to the current program before you submit anything.
Can I finance a custom order?
Yes. Approved Synchrony credit can be applied to custom orders. Payment timing for custom orders is confirmed at the time of purchase.
Can I pay my balance off early?
Yes. Synchrony plans generally allow early payoff without penalty. On deferred-interest promotional plans, paying the full balance within the promotional period avoids accrued interest.
Can I finance an online purchase?
Financing is currently arranged through the showroom or by phone rather than at online checkout. Call (925) 951-6263 and we'll set it up before you complete your order.
What do I need to apply?
A government-issued ID and basic personal and income information. Applying takes a few minutes in the showroom.